3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Frances Valentine AREP, REPS, ESA, Certified Cendant Mobility Network Specialist

"EVERYTHING I TOUCH TURNS TO 'SOLD'!" Selecting a Real Estate agent to represent you during your home selling or home buying process may be one of the most important decisions of your life. This selection process is just as important as choosing any other professional; such as your family doctor, dentist or attorney. The Real Estate agent that you choose will be directly involved in advising, counseling, and helping you to make decisions regarding a large portion of your personal assets. If you want someone who has high integrity, professionalism, competency, commitment and knowledge of the Real Estate market, then Frances Valentine is the agent for you. For over 37 years, …

  • Direct: (919) 426-5777
  • Cell: (919) 426-5777
  • Fax: (919) 645-9595
  • Email: valentinef@hpw.com

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Realtor® Equal Housing Opportunity